Essential Hurricane Preparedness Checklist for Businesses & Homeowners

Hurricane season is a time of heightened alert for business owners and homeowners, especially those living in the Southern United States or coastal areas. Proper preparedness can mean the difference between minor damage and catastrophic loss. At Coleman Roofing and Construction, we understand the importance of safeguarding your property–and everything in it–against these powerful storms.

First and foremost, if you have the resources and ability to evacuate your area before a hurricane hits, please do so. Evacuation, when done correctly and with the help of your local officials and weather experts, is your best chance at safety. If you cannot evacuate for any reason, prepare thoroughly as you brace for impact. This guide will, in part, help you prepare in the event of an upcoming storm. 

Understanding Storm Classifications and Alerts

Before diving into the preparation checklist, it’s essential to know the difference between a tropical storm and a hurricane, as well as the various terms you might hear from local news channels or weather experts.  

Tropical Storm vs. Hurricane:

• Tropical Storm: A tropical storm is characterized by sustained winds ranging anywhere from 39 to 73 mph. These storms can bring heavy rain and localized flooding but are generally less destructive than hurricanes. 
• Hurricane: A hurricane has sustained winds of 74 miles per hour or higher. Meteorologists categorize hurricanes from 1 to 5 based on their wind speeds and potential for damage, with Category 5 being the most severe with wind speeds of over 157 mph. 

Weather Alerts:

• Advisory: An advisory is issued when a tropical storm or hurricane is a potential threat. It provides updates on the storm’s position, strength and expected path but indicates that no immediate action is necessary. 
• Watch: A watch alert means that tropical storm or hurricane conditions are possible within a specified area, usually within 48 hours. It’s a signal to start preparing and stay informed. 
• Warning: Forecasters issue a warning when they expect tropical storm or hurricane conditions within a specified area, usually within 36 hours. This signals it’s time to take immediate action to protect life and property. 

Understanding these terms can help you respond appropriately as a storm approaches and ensure you take timely actions to protect your home or business. 

Understanding the Risks 

Hurricanes bring a multitude of threats, including high winds, heavy rainfall and storm surges. Each of these can cause significant damage to your property. Understanding these risks is the first step in preparing for a hurricane.

• High Winds: Winds from hurricanes can exceed 150 miles per hour, capable of tearing off roofs, breaking windows and uprooting trees. Even if the winds don’t reach catastrophic speeds, they can still cause considerable damage to your property’s exterior. 
• Heavy Rainfall: Hurricanes can dump several inches of rain in a short period, leading to flooding. This can compromise your property’s foundation, cause water damage to interiors and create a breeding ground for mold. 
• Storm Surge: A storm surge is the abnormal rise of seawater generated by a storm, which can lead to severe coastal flooding. Storm surges are often the most dangerous aspect of a hurricane, capable of sweeping away structures and causing extensive erosion. 

Staying informed about weather updates from reliable sources like the National Hurricane Center can provide you with the timely information you need to make critical decisions.

Evacuation Planning

Knowing when and how to evacuate can save lives. Plan your evacuation well in advance to ensure you can leave quickly and safely if necessary.

• Know Your Evacuation Routes and Shelters: Familiarize yourself with the evacuation routes in your area and identify nearby shelters. This information is often available from local government websites or emergency management agencies. 
• Prepare a “Go-Bag” with Essentials: A “go-bag” should contain essential items such as clothes, toiletries, medications, important documents and some cash. Keep this bag ready to go at all times during hurricane season. 
• Plan for Pets and Livestock: Don’t forget about your pets and any livestock you may have! Make arrangements for their care and transportation. Ensure you have pet food, carriers and any necessary medications. 
• Commercial Business Preparations: Businesses should create a plan for employees and assets, ensuring safety protocols are in place. Secure important documents, back up data and protect or relocate inventory and equipment to minimize potential losses.

Preparing Your Property’s Exterior

Your property’s exterior is your first line of defense against a hurricane. Ensuring it is in top condition can significantly reduce the risk of damage on the outside and inside of your property. 

Inspect and Repair Your Roof:

• Check for Loose or Damaged Shingles: Loose or damaged shingles can easily be torn off by strong winds, exposing your home or business to water damage. Inspect your roof for any signs of wear and replace damaged shingles promptly.
• Ensure Gutters and Downspouts Are Clear: Blocked gutters can lead to water pooling on your roof, increasing the risk of leaks. Clear your gutters and downspouts of any debris to ensure proper drainage. 

If you plan to inspect your roof yourself, use this handy Roof Inspection Checklist from Coleman. If you don’t want to go through the hassle and potential danger of inspecting your own roof, Coleman provides free inspections! Call us today to set up an appointment. 

Secure Doors and Windows:

• Install Storm Shutters or Board Up Windows: Storm shutters provide an added layer of protection against flying debris. If storm shutters are not available, boarding up windows with plywood can also be effective. 
• Reinforce Garage Doors: Garage doors are particularly vulnerable to high winds. Use braces to reinforce them or replace them with a hurricane-resistant model to prevent them from being blown in.

Trim Trees and Shrubs:

• Remove Dead or Weak Branches: Dead or weak branches can become dangerous projectiles during a hurricane. Trim these branches to reduce the risk of damage to your property.
• Ensure No Branches Are Overhanging the Property: Overhanging branches can fall onto your roof, causing significant damage. Trim these branches back to prevent this hazard.

Securing Outdoor Items

Unsecured outdoor items can become dangerous projectiles in high winds. Securing these items can prevent damage to your home or commercial property and reduce the risk of injury.

• Bring in Outdoor Furniture and Equipment: Any items that can be moved should be brought inside. For your home, this includes patio furniture, garden decorations and children’s toys. For your commercial property, this includes items such as signage and portable equipment. 
• Anchor Items That Cannot Be Brought Inside: For larger or fixed items, such as storage sheds, machinery and dumpsters, ensure they are securely anchored to the ground to prevent them from becoming airborne. This also includes items you might find on your home’s property such as sheds or swing sets. 
• Secure Hazardous Materials: Secure or bring inside propane tanks, gas grills, any hazardous materials, chemicals or fuel to prevent them from being damaged and/or causing a fire hazard. 
• Protect Electronic Equipment: Move sensitive electronic equipment to higher floors if possible, and ensure all computers and servers are backed up and powered down properly to prevent data loss and equipment damage. 

Emergency Supplies Checklist

Having the right supplies on hand can make a significant difference in your ability to weather the storm and deal with its aftermath.

• Water, Food and Medications: Stock up on at least three days’ worth of non-perishable food and water. Ensure you have an adequate supply of any necessary medications as well as a cool, dry and cold place to store them. 
• Flashlights, Batteries and Emergency Chargers: Power outages are common during hurricanes. Ensure you have flashlights, batteries and emergency chargers for your electronic devices. 
• First Aid Kit and Essential Documents: A well-stocked first aid kit can help you deal with minor injuries. Keep essential documents, such as identification, insurance papers and medical records, in a waterproof container and away from potential floodwaters. 
• Tools and Materials for Temporary Repairs: Basic tools and materials, such as tarps, nails and duct tape, can help you make temporary repairs to your home or business in the event of damage. 

Insurance and Documentation

Being financially prepared for a hurricane is just as important as physical preparations. Ensuring your insurance is up to date and keeping proper documentation can make the recovery process much smoother.

• Review and Update Insurance Policies: Make sure your business or homeowner’s insurance policy covers hurricane damage. Consider adding flood damage coverage, as standard policies often do not include it. 
• Take an Inventory of Your Property and Possessions: Documenting your belongings with photos or videos can be invaluable when filing insurance claims. Keep a detailed inventory of your possessions and their approximate value. 
• Keep Copies of Important Documents in a Safe Place: Store copies of important documents, such as insurance policies, birth certificates and financial records in a safe, waterproof place. Consider using a fireproof safe or storing digital copies in a secure online location. 

Preparation is key to minimizing the impact of a hurricane on your property. By taking the steps outlined in this checklist, you can significantly reduce the risk of damage and ensure you are ready to respond effectively. Start your preparations early, stay informed and prioritize the safety of your family or business.

Coleman Roofing and Construction is here to help you with all your hurricane preparedness needs. From roof inspections to storm-proofing consultations, we offer a range of services to ensure your home or business is ready for the next hurricane. Contact us today to schedule an appointment and take the first step towards securing your property against the storm.